Insurance Purse, the comparison site that could put money back in your pocket!
Possibly save money and protect your family at the same time. We work with a large network of insurance companies and licensed insurance agents to possibly save you the most money on all your insurance needs. Our partners are trained to find you all available discounts.
Revise y posiblemente ahorre en su seguro
Llámenos para posiblemente ahorrar
Si está por cumplir 65 años, es nuevo en Medicare Partes A y B, se está mudando o perdiendo cobertura, o se encuentra dentro de un período de inscripción, es posible que sea elegible para inscribirse en un plan. Conéctese con un agente de seguros con licencia para verificar su elegibilidad de inscripción y revisar sus opciones de plan.
Nuestros agentes de seguros con licencia pueden revisar su plan.
Nuestros agentes de seguros con licencia le ayudarán a revisar los planes que se ajusten a su presupuesto y necesidades.
Health Insurance: Basic Terms to Know
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Premium refers to the amount of money you pay for your health insurance. If your insurance is provided by your employer, the premium is split between you and your employer. If you pay for your own insurance, you pay 100% of your premium or you can have it subsidized through the Affordable Care Act.
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A deductible is an amount you need to pay before your insurance company begins to cover any expenses. You can usually choose the deductible amount when you buy insurance.
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This is the most a policyholder would have to share in health care costs on an annual basis.
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This saving account allows you to save money pre-tax dollars which you can spend on qualified medical expenses.
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The “Affordable Care Act” (ACA) is the name for the comprehensive health care reform law and its amendments. The law addresses health insurance coverage, health care costs, and preventive care. The law was enacted in two parts: The Patient Protection and Affordable Care Act was signed into law on March 23, 2010 and was amended by the Health Care and Education Reconciliation Act on March 30, 2010.
- Platinum: covers 90% on average of your medical costs; you pay 10%
- Gold: covers 80% on average of your medical costs; you pay 20%
- Silver: covers 70% on average of your medical costs; you pay 30%
- Bronze: covers 60% on average of your medical costs; you pay 40%
- Catastrophic: Catastrophic policies pay after you have reached a very high deductible ($8,150 in 2020). Catastrophic plans must also cover the first three primary care visits and preventive care for free, even if you have not yet met your deductible.
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If Medicare Parts related: Participating sales agencies represent Medicare Advantage [HMO, PPO and PFFS] organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.
We are not affiliated with or endorsed by any government entity or agency. We connect individuals & families with insurance companies, agents, and other affiliates (collectively, “Partners”) to give you, the consumer, an opportunity to get information about insurance and connect with licensed insurance agents who can serve your needs. By completing the quotes form or calling the number listed above, you will be directed to a Partner that can connect you to an appropriately licensed insurance agent who can answer your questions and discuss plan options.