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Insurance Purse, the comparison site that puts money back in your pocket

Save money and protect your family at the same time. We work with a large network of insurance companies and agents to save you the most money on all your insurance needs. Our partners are trained to find you all available discounts.

Revise y posiblemente ahorre en su seguro

Llámenos para posiblemente ahorrar

Si está por cumplir 65 años, es nuevo en Medicare Partes A y B, se está mudando o perdiendo cobertura, o se encuentra dentro de un período de inscripción, es posible que sea elegible para inscribirse en un plan. Conéctese con un agente de seguros con licencia para verificar su elegibilidad de inscripción y revisar sus opciones de plan.

Nuestros agentes de seguros con licencia pueden revisar su plan.

Nuestros agentes de seguros con licencia le ayudarán a revisar los planes que se ajusten a su presupuesto y necesidades.

Recent Insurance Guides & Articles.

Insurance Purse is here to answer any of your tough
insurance questions.

SR22 Texas non owner insurance

SR22 Texas non owner insurance

SR22 Texas Non Owner Insurance A certificate of financial responsibility (SR22) in Texas is a requirement in the state of Texas for people who have been convicted of multiple moving violations like DUI, driving without insurance, too many tickets, etc. An SR-22 is an...

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Cheap Auto Insurance in Georgia

Cheap Auto Insurance in Georgia

Cheap Auto Insurance in Georgia While looking for cheap auto insurance in Georgia, you must have heard of minimum coverage requirements. Low-Income car coverage includes Collision coverage, comprehensive coverage, roadside assistance, and rental car reimbursement....

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How Can I Find an Affordable Auto Insurance Company

How Can I Find an Affordable Auto Insurance Company

If you have searched for an affordable auto insurance company in California, you’ve undoubtedly come across comprehensive and collision insurance terms. However, unless you have experience with auto insurance, you may be unaware of what they mean, what they cover, and how they are different from basic liability insurance.

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What is the most Affordable Auto Insurance?

What is the most Affordable Auto Insurance?

Experts usually advise that you purchase auto insurance policies that you can afford. However, it will not benefit you until you understand how car insurance functions and which coverage options you could not go without.

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Car Insurance: Basic Terms to Know

Claim

If you have a loss that is covered by the terms of your car insurance, you can file an insurance claim with your insurance company for coverage, compensation or for representation if you are liable for damages.
Deductible

A deductible is the amount you need to pay before your insurance company begins to pay for your damages or loss. You choose the deductible amount when you buy insurance.
Premium

The premium is the amount you agree to pay in exchange for protection from an insurance company. Annual and monthly payments are how most people pay for insurance. Others pay semi-annually or quarterly.
Liability

A liability, in general, is an obligation to, or something you owe someone, as a legal financial debt. Liability insurance protects you against legal costs and payouts you would otherwise be responsible to pay out-of-pocket.

Car Insurance Coverage: Simplified

Bodily Injury Liability

This form of coverage is required in every state. It covers bodily injuries to a third party in an accident that was deemed your fault.
Property Damage Liability

This form of coverage is required in every state. It covers property damage and loss of use to a third party.
Premium

Drivers in the US have a lot of options when it comes to car insurance. With hundreds of companies.
Liability

How much is car insurance for your vehicle? Your make and model are one of the biggest factors in determining the price you pay.

Factors that Affect Car Insurance Rates

Certain parts of your profile affect your car insurance rates more than others, and every insurer has their own specific formula to decide how much risk you pose. The following are the most heavily weighted factors used to determine car insurance rates:
Location Location Location
Location Location Location
Location Location Location
Location Location Location
Location Location Location
Compare Auto Insurance by Geographical Location
Each state has different requirements. Some only require liability insurance whereas “no-fault’ states require drivers to carry personal injury protection, also called PIP.
State Requirements
Each state has different requirements. Some only require liability insurance whereas “no-fault’ states require drivers to carry personal injury protection, also called PIP.
Car Insurance by Vehicle Type
Each state has different requirements. Some only require liability insurance whereas “no-fault’ states require drivers to carry personal injury protection, also called PIP.
Car Insurance Rates Based on Driving Records

A history of car crashes, a couple of cars stolen and some DUIs will raise your rates. However, if you have no incidents within a given year, your rate may drop.

State High Risk Drivers Safe Drivers*
Alaska $123.25 $98.23
Arkansas $130.49 $116.18
Colorado $123.21 $139.04
US Average Car Insurance Rates by Credit Score

Some states do not use credit scores to determine car insurance rates while others do.

How Important is Driving Experience?
The number of years you have been driving will affect your rate, so if you avoid filing claims (and accidents), your rate should decrease over time. With experience, drivers make fewer mistakes that lead to collisions and theft.
What is your Garaging Address?
Your location is also a big determining factor for your auto insurance rate. Your zip code tells a car insurance carrier how prone you are to floods, crime, wildfires, and other perils that may cause damage or loss of your vehicle.
Marital Status Influence Car Insurance Costs
Even if you have poor credit or a terrible credit score, SmartFinancial can help you find the best coverage in Virginia.
Vehicle History Factor on Insurance Rates
The number of times a vehicle has traded hands and the type of car ownership also affect insurance rates. In other words, your rates vary according to whether your car is owned, leased or financed.
Does Gender Affect Car Insurance Price?
Most states still use gender as a determining factor in setting car insurance rates. While most people assume that male teens pay the highest car insurance rates, the truth is that rates vary depending on the carrier.
Coverage History and Car Insurance Premium
Continuous coverage is one of the most important factors used to determine vehicle insurance rates.

Insurance Purse Compares Rates with the Following Insurance Companies

Using innovative technology built by insurance experts, we provide the tools insurers need to grow and drive the bottom line! As the leader in customer acquisition technology, our success speaks for itself.
List of Car Insurance Companies
Company Name Company Name Company Name
Company Name Company Name Company Name
Company Name Company Name Company Name

Insurance Articles

SR22 Insurance: Texas Laws and Requirements.

SR-22 insurance policies give Texans with not-so-perfect driving records a second chance to get back on the state’s highways.
SR-22 insurance policies give Maret 01, 2021

Marina Sans
Agent Senior

Is it Possible To Get Cheap Auto Insurance in VA?

By David Yang O’Connel

Allstate Drivewise Reviews in Alabama

SR-22 insurance policies give Texans with not-so-perfect Costco sells auto and home policies and more. Here’s everything you need to know about Costco auto insurance and how to beat their rates. Let’s dive in! records a second chance to get back on the state’s highways. SR-22 insurance policies give Texans with not-so-perfect driving records a second chance to get back on the state’s highways.

Ellen Maryati
Agent Senior

Is it Possible To Get Cheap Auto Insurance in VA?

By David Yang O’Connel

What Does DWI Mean?

By David Yang O’Connel

Is it Possible To Get Cheap Auto Insurance in VA?

By David Yang O’Connel

SR22 Insurance: Texas Laws and Requirements.

SR-22 insurance policies give Texans with not-so-perfect driving records a second chance to get back on the state’s highways.
SR-22 insurance policies give Maret 01, 2021

Marina Sans
Agent Senior

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