Auto insurance in Arizona - Insurance Purse

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Arizona

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Arizona requires you to carry at least $25,000 per person, $50,000 per accident in bodily injury, and $20,000 in property damage. We recommend you carry more insurance than this, but it’s up to you to decide how much insurance to carry.

Law-enforcement officers will ask you for proof of insurance at the time of traffic stops or accidents. Insurance companies notify MVD of all policy cancellations, nonrenewals and new policies. If your insurance company sends MVD a notice that your policy is no longer active, we will send you an inquiry notice to verify insurance status.

Failure to maintain proper insurance could lead to the suspension of your vehicle registration and/or driver license. To reinstate these privileges, fees and future proof of financial responsibility must be filed with MVD. The future proof requirement is most commonly an SR22 form from an insurance company. This can be expensive to the vehicle owner, especially since the law requires the owner to carry the SR22 for three years from the date of suspension.

Auto Insurance in Arizona

Learn more about the driving requirements in Arizona, how to find the best carrier and compare the lowest rates for your individual coverage needs.

Vehicle Insurance in Arizona

Aug 8, 2022

If you have an accident or your car is stolen, an auto insurance policy will provide you with financial protection. The insurance company promises to cover your damages up to your insurance limits in exchange for your premium payment. Vehicle insurance in Arizona is...